I am currently a private pay, out-of-network provider. While I don't accept insurance directly, your insurance plan may have out-of-network benefits, which means they will reimburse you for a portion of our session cost.

I have partnered with Thrizer to handle the out-of-network process automatically for you. With Thrizer, you have option to only pay your co-pay for our sessions once you meet your deductible instead of paying my full fee and waiting for reimbursement. This typically allows clients to save on average 70% on our sessions.

Please use the widget (insurance benefits checker calculator) below to check whether you have OON benefits and what your expected fee post deductible would be.

Most insurances are accepted at Thrizer. Usually PPO plans are covered, HMO plans aren’t. During a consult call I can check what your benefits are; you can also contact your insurance provider to confirm what is covered for you.

Note: Thrizer’s goal is to save you time and money. It's completely optional to use insurance. Whether you use insurance or not all billing, even private pay clients not using their insurance, is done in Thrizer.

Note about Thrizer

• While you work towards your deductible, you do not pay any fees. It’s FREE

• They charge a 5% fee (of my rate) if you would like to just pay a copay once you meet your deductible; you will pay that fee at the time of our session along with your copay.

• If you are okay paying my full fee and waiting for reimbursement, you have the option to choose that route instead for just a 1% fee. That fee gets deducted from the reimbursement that comes to your bank account.

Thrizer will be able to instantly check your benefits for you. We can go over this during initial phone consultation or you can check your benefits yourself in the Insurance Benefits Checker/Calculator below.

Once you meet your deductible, you may have anywhere from 60-80% coverage.

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How are reimbursement rates determined?

Reimbursement rates vary by individual plans. Client's can only know their exact reimbursement amount after they hear back on their first claim.

Here are the important components that determine the reimbursement amount:

Allowed amount: The allowed rate is the maximum amount that insurance will accept and reimburse for therapy.

Deductible: The amount a client must pay out-of-pocket before out-of-network reimbursements begin.

Co-insurance: The percentage of the allowed amount the client is responsible for after they've met your deductible.

Estimated Reimbursement: The estimated payment the client will receive from their insurance for a therapy appointment.

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Let's run through an example!

A client's out of pocket cost for therapy sessions is determined by the deductible, allowed amount, and co-insurance.

Let's assume: The clinician's rate is $200, deductible is $1500, allowed amount is $150, and co-insurance is 20%

Pre-deductible: The client would pay the full $200 fee for the first 10 sessions before receiving reimbursements for each session. Only the $150 allowed amount gets applied towards the deductible for each session (hence, $1500 / $150 = 10 sessions).

Once the deductible is met: Since the client's co-insurance is 20%, insurance will reimburse the remaining 80% of the $150 allowed amount. Therefore, the reimbursement amount is $120/session.

The client's out-of-pocket cost is the difference between the provider's fee and the reimbursement amount. So, if the provider's fee is $200 and insurance reimbursement is $120, the client's out-of-pocket cost is $80.

This means, you earn $200 while the client only pays $80 per session!

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I can’t guarantee what your benefits are or how much of session fees insurance will pay. If using insurance is important to you, the best practice would be for you to call your insurance to double check and ask them the following questions:

Does my plan cover Out of Network mental health or behavioral health benefits?

Do I need to meet a deductible; if so what is deductible amount?

What is my co-pay amount after deductible is met?

Is pre-authorization required?

Are there any diagnosis excluded from coverage?

Therapy is an investment in yourself.

My rate is based on my high quality of care, professional experience and training.

However, I do strive to make therapy accessible as much as possible. Therefore, I do have limited reduced rate slots available, and they are usually reserved for those who have financial barriers.

We can also discuss using your out of network benefits - you may get 60-80% coverage once you meet your deductible.

If you determine you can not afford the full rate we can have a discussion to decide what options are available to you. I can also refer you to other resources that might be more affordable for you.

I like to do a free 15 minute intro call with all potential new clients before scheduling our first session to help us determine if we are a good fit.

We will discuss:

• your goals and hopes from therapy

• answer your questions

• logistics like insurance, fee, scheduling

• my approach as a therapist

  • I’m collaborative - I can consider myself an expert at what I do but I am not an expert on your life

  • I like to guide and let you guide as needed

  • I don’t just listen and validate

  • I help you understand the root of the issue and break out of cycles and heal wounds through mind-body connection.

Yes! I work Monday to Thursday 1-7:30 and Friday and Saturday by appointment and necessity at my discretion.

That depends on you. I’ve had client’s, depending on the various presenting concerns, complete therapy satisfactorily anywhere between 15 sessions to 1.5+ years of sessions. It depends on you, and what you want to get out of it, and if your goals evolve etc.

Either way you are in the drivers seat and you have the autonomy to make the ultimate decision of when you want to start, pause, or end therapy.

My goal isn’t to keep you in therapy but to help you build your resilience so you feel confident and empowered to face life’s challenges with the tools and resources you will build during our work together.

If you’d like to chat with me please schedule a FREE 15 minute phone consultation. We will discuss why you are seeking therapy and what you hope to get out of it. We will decide together if we both believe we are a good fit for one another. Then we will schedule our first Intake session.

I’ll send you some documents to sign before our first session and a link to our virtual session.

The first few sessions are all about getting to know you and your story and setting up goals for therapy. We will schedule weekly or biweekly sessions at this time.

We will periodically check-in and refer back to goals to review progress. Then when we determine you are progressing into “maintenance mode” you will transition from weekly to bi-weekly and/or monthly frequency of sessions. Monthly sessions are reserved for those who are ready to terminate within 3 months and just need check-ins.